Most employees with a pension plan often find the state pension amount too low to actually help build up a substantial retirement fund. Because of this, individuals might take out a private pension, which they pay into themselves monthly.

Educators or public employees who move residences and live in different places throughout their lives may be more in need of a pension review, as they pay into different pension schemes for each state in which they work. This can understandably add to the confusion of retirement planning because the pensions are separate, and it can be difficult to keep track of them.

A FREE pension review with Brandeis Financial can assess:

If the amount being put into the pension will be sufficient for retirement;

Exactly where your pension is being invested;

Whether you are happy with your pension(s) and how it is performing;

If you have a frozen pension(s) from previous employment and what should be done with it;

and If you are being charged fees and if those fees are higher than they should be.